What is a Multiple Car Discount

Posted in Car Insurance Topics by Christine Davis on January 22, 2012 No Comments yet

A multiple car discount is a great way to save money on your car insurance. Many insurance providers will reward customers who insure more than one car with the company. When it comes time to renew your insurance policy, consider searching for additional quotes from top providers and make sure you are not paying too much for your automobile coverage.

If you recently got married, you may not have considered combining your car insurance policies. With all of the excitement of getting married and combining households, this money saving tip is sometimes overlooked. If you and your spouse are due to renew you policies in the near future, take the time to compare quotes from several different companies and put all of the vehicles on one policy.

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‘Tis the Season to Shop Car Insurance Rates

Posted in Insurance Articles by Hudson Lynas on January 21, 2012 No Comments yet

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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Commercial Car Insurance

Posted in Auto Insurance by Anthony Thompson on January 21, 2012 No Comments yet

If you use any type of vehicle in the course of daily business, you will need a commercial auto insurance policy. Whether you use your fleet vehicles for worker mobility or for the delivery of goods or equipment, a commercial car insurance policy will help you protect the investment you’ve made in your vehicles and your employees. For the most part, business auto insurance offers all the same features that a personal policy would. Your business can remain profitable and productive with the right commercial coverage.

Your individual auto insurance policy will contain an exclusion that does not cover you or your vehicle if you use it for commercial purposes.

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Insuring a New Car

Posted in Auto Insurance by Anthony Thompson on January 15, 2012 No Comments yet

Insuring A New Car- What Is The Best Policy For A Brand New Car?

Buying a new car – who wouldn’t want to do that? For any man, this purchase brings about more than just a convenient means of transport; the purchase of a new vehicle brings with it prestige and the markers of prosperity.

Indeed, the brand new vehicle, freshly painted with the lingering, sweet smell of a newly-minted automobile still hanging in its interior, promises stability and reliability that a second-hand vehicle can never offer. After all, who are you to know what the previous owner of the second-hand car has done to it? The

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Car Theft Rates Lowest Since 1967

Posted in Insurance Articles by Hudson Lynas on January 8, 2012 No Comments yet

Incidents of car theft have dropped to their lowest levels in over four decades, according to new research from the National Insurance Crime Bureau (NICB).

Car theft rates dropped 7.2 percent between 2009 and 2010. Experts believe built-in anti-theft technology and aggressive action by law enforcement may account for the decrease.

The NICB also released a list of the top 10 cities for car theft:

1. Fresno, Calif.

2. Modesto, Calif.

3. Bakersfield-Delano, Calif.

4. Spokane, Wash.

5. Vallejo-Fairfield, Calif.

6. Sacramento, Calif.

7.Stockton, Calif.

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Michigan Supreme Court considers 30-day waiting period for lawyer solicitation of accident victims by mail

Posted in Auto Insurance by Anthony Thompson on January 6, 2012 No Comments yet

I don’t like injury lawyer solicitation. It gives the profession a black eye.  I’ve been outspoken about this issue and have written about it repeatedly.

Now, after  a recent hearing, the Michigan Supreme Court  is finally considering a change to injury lawyer advertising and direct mail solicitation of people who have been injured in car accidents.  One of the proposed changes prohibits injury lawyers from sending direct mail to accident victims within the first 30 days after an injury or death.

As Ive said before, such restrictions will go a long way in protecting accident victims because frankly, most of the attorneys who are soliciting are the ones  not qualified enough to really help car accident victims to begin with. A 30-day

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