No-Fault Payouts from Car Insurance Companies

Posted in Auto Insurance by Christine Davis on April 29, 2011 No Comments yet

According to the Rochester Homepage in New York, lawmakers in the state are working to crack down on fraudulent no-fault car insurance claims.  This is good news for car insurance companies, especially those dealing with fraud related to no-fault car insurance claims.  After a car accident, no-fault insurance allows drivers to be paid out even though the blame for the car accident is not placed on either driver.  Unfortunately, New York state lawmakers say that there are a lot of fraudulent claims being paid out and that New Yorkers are paying millions of dollars a year for these fraudulent no-fault claims.

Some criminals actually create car accidents so that they can file a no-fault insurance claim with their car insurer.  Insurance companies like Infinity auto insurance are obviously not happy about that and will be pleased to see lawmakers help cut down on false claims.  Lawmakers have already made it a felony to cause a car accident intentionally, the first step in cutting out this fraud.  Even though there aren’t that many people filing fraudulent claims, it really does effect everyone because it causes car insurance rates to increase.  Lawmakers hope to find a way to cut down on this expensive fraud very soon.

Should You Let Your Child Leave Home Without International Student Health Insurance?

Posted in Insurance Articles by Anthony Thompson on April 27, 2011 No Comments yet

This is your child moving to a foreign country to study. Should your teenager travel without international student health insurance? That would be like allowing a toddler to swim without arm inflatable. The risks are just stacked up.

You can minimize your cost by getting a one year policy. If your child is planning to study in the US, there is a prerequisite for international student health insurance. Some schools offer their own plans, although generally they are more expensive. Shopping elsewhere will guarantee a better deal. You may pay the same amount, but you get more benefits.

Even without this requirement by US universities, wouldn’t you want your child to be insured while away from you? I

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Low Insurance Quotes Online

Posted in Auto Insurance by Christine Davis on April 27, 2011 No Comments yet

The number of uninsured drivers is rising alarmingly causing threat to the UK roads. The drivers driving on road uninsured are rising, and it is extremely worrying factor for the safety of UK roads. If you remain uninsured then you might face thousands of pounds in liability and your driving license will get a conviction six points on it.

Around 16% of the drivers drove the car when they were not even insured thereby increasing the risk for other drivers on road. Out of those who admitted no insurance, 27% do not even know that it is compulsory to have insurance before driving.

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Van Insurance & Overcrowding

Posted in Car Insurance Topics by Christine Davis on April 26, 2011 No Comments yet

Van insurance is anything but cheap today. Expensive and often a stretch for van owners and businesses alike, premiums can cost a fortune, even after comparison via Powerseeker if you have points on your license, park your van in a notably bad postcode overnight or  have made a claim in the last year. But did you know that your expensive van insurance may just be invalid if you overcrowd your van?

Now, we all know that overloaded vans may not be covered by van insurance companies because they can be incredibly dangerous on the road but this also applies to overcrowding, or having too many people in there with you. Aside from the obvious potential for distractions, it ups the weight on board and compromises the safety of your passengers. A

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Top 7 Anti Theft Devices for Cheaper Insurance

Posted in Car Insurance Topics by Christine Davis on April 25, 2011 No Comments yet

Almost every insurance provider offers less expensive insurance when anti-theft devices are installed on a vehicle. There is no industry standard for how much these discounts should be, but it is worth asking about when signing up for a policy. Some savings may actually pay for the actual cost of these devices in insurance savings in a short period of time.

1. The Club

Even though it has been years since its introduction, the Club remains the top choice of mechanical steering wheel locks found anywhere in the world. The tough steel construction prevents most attempts to saw or hammer the Club loose.

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Why Regrets Over Not Getting International Health Insurance Is Draining

Posted in Insurance Articles by Anthony Thompson on April 23, 2011 No Comments yet

The “what if’s” and “why not” on international health insurance is always a plaguing issue. Times when the economy is weak, we prefer to hold on to our dollars, and wait for better days. The problem is, because the economy is weak, some businesses cut corners. Are you willing to risk your life, or that of a member of your family on the assumption that nothing bad will happen?

Regardless about the additional expense of travel insurance, the question that needs to be answered is not whether to book it or not. Rather, the issue is if traveling without international health insurance is going to be worth the stress and worry? Do you really want to be crossing borders and seas without this kind of protection? Just thin

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