Your New Auto Insurance

Last week, the National Insurance Crime Bureau (NICB) released a top-10 list of the most frequently stolen vehicles in the United States.

For 2010, the most frequently stolen vehicles are as follows:

1. 1994 Honda Accord

2. 1995 Honda Civic

3. 1991 Toyota Camry

4. 1999 Chevrolet Pickup

5. 1997 Ford F150 Series

6. 2004 Dodge Ram

7. 2000 Dodge Caravan

8. 1994 Acura Integra

9. 2002 Ford Explorer

10. 1999 Ford Taurus

Older vehicles are stolen primarily for valuable spare parts, according to the NICB.

The report indicates that overall incidents of vehicle theft are down, mainly due to improved anti-theft technology.

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Insure4USA.com, a leading online insurance service recently published the list of most expensive vehicles to insure in 2011. According to the traffic rules of the state, all the motorized vehicles are categorized into private or public use. These motorized vehicles are driven on national highways, state highways and city roads. All the motorized vehicles must be properly insured in accordance with rules and regulation of the state. If this national law is violated by the driver and vehicle owner then penalty are charged in the form of heft fines or imprisonment. The driver and vehicle owner should be aware of the latest amendments related to the traffic rules and regulations.

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Next week, I will be moderating and speaking to my fellow personal injury attorneys at a Michigan Association for Justice seminar. The topic is voir dire, or the questioning of prospective jurors.

Voir dire is conducted by lawyers and by a judge in court. It’s a process that’s used to determine if any juror is biased in a way that would tend to favor one side over another in a trial. Voir dire can be as simple as finding out if a juror already knows one of the parties or lawyers or it can be more complicated, like the insurance company executive who is asked to serve on a No-Fault insurance trial on overdue and owing insurance benefits.

In my opinion, voir dire is the most important part of trial.  It is far more important than the opening statement or closing argument. In t

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There are lots of interesting and valuable points made in this post. However, several assertions raise some secondary questions about the true nature of the statistical comparisons.

First, the link to a description of the unpublished Milliman study (a recent WSJ op ed) actually compared Medicare beneficiaries over age 65 to individuals under 65 with the same health-care needs (not to seniors who are still on private insurance). Perhaps the risk adjustment was so remarkably sophisticated that it made “everything equal” by accounting for all the differences in spending patterns for those two different types of patients, or perhaps thats why the ongoing study is still unpublished.

Second, CBOs most recent analysis of per capita spending in excess of GDP Growth does not rely on the 1975 to 2008 figure displayed. It

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Missouri auto insurance regulators have updated the public with some storm data about claims throughout the state.  According to the press release found on WiredPRNews.com, Missouri residents have collected approximately $750 million from insurance companies from claims filed throughout the storms that hit Joplin back in May.

John M. Huff, who is the director of the state Department of Insurance encourages consumers to contact their department or their insurance company if they believe they may be eligible to file a claim.

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While medical coverage is often considered an “optional” coverage, that description is actually a misnomer in most cases. The average policyholder often refuses medical payments coverage because he/she has a strong health insurance plan through an employer or independently. In reality, medical coverage auto insurance was designed to complement, not usurp, standard medical plans. Even if you have the Cadillac of medical plans, you still might have significant deductibles, co-payments, or co-insurance that would make a car accident a substantial financial burden. Medical coverage has the ability to minimize that burden and more.

With most auto insurance policies, medical payments coverage is available in denominations of $1,000, $5,000, $10,000, $25,000, $50,000, and $100,000.

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