Your New Auto Insurance

Uninsured motorists who crash their cars in Oklahoma will no longer be able to collect damages for pain and suffering starting next week, when a new “no pay, no play” vehicle  insurance law goes into effect.

Under the law, which takes effect Nov. 1, uninsured drivers will still be able to recover economic damages for medical costs, property damage and loss of income. But they will be barred from receiving payment for pain and suffering, even if they did not cause the crash in which they were hurt.

The measure, which was endorsed by state Insurance Commissioner John Doak and signed into law in May, mirrors legislation in a handful of other states aimed at discouraging motorists from driving uninsured. The

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The necessity of ensuring the financial risks was born as a result of the economical relationships between different economical agents, both on local and international market. The general liability coverage providing agencies are able to cover the financial compensations requested by your business partners for the late deliveries or any other penalties resulted from the actions of your company, while the international partners must receive compensations for the course exchange differences occurred. As Chicago is a city that hosts a large number of companies, we can say that this type of insurance is pretty common. Read full article…

Many of you know I’m no cheerleader for Progressive Insurance Company.  Progressive made my list of Top 6 Worst Auto Insurance Companies for 2011. I wrote about the terrible set-off language that Progressive Insurance has in its policy.  I wonder how many innocent Progressive customers who thought they were spending good money buying “uninsured motorist” coverage have been turned away with nothing, as my client Amie Carducci was?

However, my dislike of that set-off provision does not prevent me from grudgingly acknowledging the merit of Progressive Insurance’s new pilot program, Snapshot Discount.

Ultimately, as a Michigan accident attorney, I know the importance of safe driving. If this is

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Americans are addicted to painkillers. In fact, more than 20 million Americans take NSAIDs (nonsteroidal anti-inflammatory drug) on a daily basis. Read full article…

Last Thursday, the Institute of Medicine finally released its long-awaited set of recommendations for how the Secretary of Health and Human Services should accomplish the impossible–determining the “essential health benefits” for tens of millions of Americans under the to-be-implemented Affordable Care Act. Early reviews indicate that, not surprisingly, there is no way to please everyone, or perhaps even anyone, in this highly political exercise. The countervailing pressures “essentially” are that one side wants to ensure that benefits are more comprehensive and generous to ensure that everyone either gets what they want, or what other interests and experts think they must get anyway. Th

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The continuous stream of auto insurance commercials on TV bragging about their lower rates may have consumers believing rates are down.  Unfortunately, this is not the case.  Auto insurance rates have increased about 10% between 2008 and 2010 based on smartmoney.coms report from the Insurance Information Institute.  It doesnt stop here.  Rates are expected to rise further this year by around 4%.  In the last 10 years, rates have risen by 30% causing financial strain on millions of Americans.

The executive director of advocacy group Consumer Watchdog, Douglas Heller, points out that this is a very different picture than what is painted in the media.  Man

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