Your New Auto Insurance

Car salesmen are trained to sell.  They want to sell you not only a car, but an unlimited number of extra options as well.  According to Bankrate, Inc.’s article “5 costly car dealer options to skip,” Kamil Skawinski recommends avoiding certain options.  Not only will they not help get a lower Estrella Insurance quote or other car insurance, you will pretty much be wasting your money.

Rust-proofing your car is the first unnecessary option.  Most new cars today have excellent rust-proofing already and you can actually void the factory’s corrosion-perforation warranty by having your car rust-proofed by an outside source.  Skipping this service can save you anywhere from $200-$1,200.  The article recommends avoiding fabric protection services as well.  You can be charged $100 or more for this service that costs the dealership next to nothing and your vehicle really doesn’t need it.

The purchase of paint protection can cost $200, but actually shouldn’t be done on most new vehicles.  Your best bet for protecting your paint is performing regular washing and waxing duties on your vehicle.  While insurance companies like Dairyland Insurance do recommend etching your VIN number on a car window, it doesn’t seem wise to do it at the dealership.  At home kits are less than $50, but you could pay up to $300 getting it done at the dealership.

The thousands of dollars for extended warranties charged by dealerships can be avoided by purchasing a highly rated vehicle and performing its recommended maintenance.  Many experts agree that extended dealer warranties are not worth the cost if you simply take care of your vehicle.  By avoiding unnecessary options car salesmen try to offer you, you’ll save money to put towards car insurance, maintenance, or parking costs.

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