Your New Auto Insurance

First off, you know I’ve written quite a bit about how dangerous SB 291 is, a senseless proposal to repeal Michigan’s motorcycle helmet law.  SB 291 would enable motorcyclists 21 and up to ride without a helmet. It would also require them to purchase a completely  inadequate amount of additional Michigan No-Fault insurance coverage. That is, completely inadequate  to actually pay the medical bills and protect any motorcycle rider in the event of a serious motorcycle accident injury.

As a Michigan motorcycle accident lawyer for nearly 20 years, I can say with absolute certainty that every motorcycle accident injury where I’ve helped the injured rider has had medical bills far in excess of the amounts being proposed.

Now, the good news is: the motorcycle helmet repeal is on hold  – for now. The bad n

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If you use any type of vehicle in the course of daily business, you will need a commercial auto insurance policy. Whether you use your fleet vehicles for worker mobility or for the delivery of goods or equipment, a commercial car insurance policy will help you protect the investment you’ve made in your vehicles and your employees. For the most part, business auto insurance offers all the same features that a personal policy would. Your business can remain profitable and productive with the right commercial coverage.

Your individual auto insurance policy will contain an exclusion that does not cover you or your vehicle if you use it for commercial purposes.

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Insuring A New Car- What Is The Best Policy For A Brand New Car?

Buying a new car – who wouldn’t want to do that? For any man, this purchase brings about more than just a convenient means of transport; the purchase of a new vehicle brings with it prestige and the markers of prosperity.

Indeed, the brand new vehicle, freshly painted with the lingering, sweet smell of a newly-minted automobile still hanging in its interior, promises stability and reliability that a second-hand vehicle can never offer. After all, who are you to know what the previous owner of the second-hand car has done to it? The

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I don’t like injury lawyer solicitation. It gives the profession a black eye.  I’ve been outspoken about this issue and have written about it repeatedly.

Now, after  a recent hearing, the Michigan Supreme Court  is finally considering a change to injury lawyer advertising and direct mail solicitation of people who have been injured in car accidents.  One of the proposed changes prohibits injury lawyers from sending direct mail to accident victims within the first 30 days after an injury or death.

As Ive said before, such restrictions will go a long way in protecting accident victims because frankly, most of the attorneys who are soliciting are the ones  not qualified enough to really help car accident victims to begin with. A 30-day

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If you keep a vehicle primarily as a collector’s item, standard auto insurance coverage is likely unnecessary because such vehicles are rarely driven and don’t require extensive insurance protection. For example, you might have an exotic Italian sports coupe that you only drive for a few weeks in the summer, or a 1976 Pontiac Firebird Trans Am that you only drive back and forth to an occasional auto show. Rarely driven show vehicles like these are best covered by classic auto insurance. Such policies offer the same protections as standard policies but, because the insured vehicle spends the majority of the year in storage, are substantially less expensive.

You and your vehicle will need to meet the carriers requirements in order to qualify for a collector car insurance policy.

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Hit and Run Accidents and Insurance – Who’s Responsible For It?

Very few people who have been involved in a car accident, no matter how minor, are capable of remaining calm for the vital few moments after the accident has happened. There are a million thoughts that cross their mind – Did I hurt anyone? Is anyone in my car injured?

Only after the car driver has ticked off that basic check list do they begin to worry about their own physical state as well as the damage caused to their car. Although it may only take about thirty seconds it can seem like a very long time. Howev

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