Your New Auto Insurance

With most traffic violations, drivers get away with a mere slap on the wrist—a fairly small fine, one or two points against their license, and a note on their driving record. However, for a handful of especially egregious offenses, the penalties are far more severe. Large fines, jail time, and license suspension or revocation are a few of the possible consequences of committing a serious traffic offense. Read on for the details of what typically happens when you are convicted of any of the following traffic violations.

Remember driving is a privilege, not a right, and the state can suspend a driver’s license for reasons including but not limited to excessive traffic violations, driving under the influence of alcohol or drugs, and failure to pay fines for traffic offenses. S

Read full article…

The American Automobile Association, for “AAA” for short, is not an insurance company per-say. Indeed, as a non-profit organization made up of clubs across the country, members join this organization to open up different insurance options and travel services to them – including, of course, auto insurance.

AAA Its History

In 1902, several motor clubs banded together to deal with a lack of roads that were suitable for cars. These clubs were the Chicago Automobile Club, Automobile Club of America, Automobile Club of New Jersey, Long Island Automobile Club, Rhode Island Automobile Club, Philadelphia Automobile Club, Princeton University Automobile Club, Automobile Club of Utica, and Grand Rapids Automobile Club – and together, they form what we know today as the AAA. AAA the

Read full article…

If you have a credit card or have rented a car in the past, you have probably heard that in many circumstances your credit card issuer will pick up the tab for your rental car insurance. As these types of auto insurance policies are charged by the day and are typically pretty expensive, you can end up saving a lot of money by making use of your credit card when you rent a car. In this article we will explore how and when to take advantage of the insurance coverage offered by your credit card company and some of the pros and cons of doing so.

Find out if your credit card offers insurance for your rental car.

Check with your Credit Card Issuer for Details

The first and most important step is to check with your credit card provider to figure out if you have rental car insurance, and if so, what the terms of your agreement are.

Read full article…

Today Id like to share a story from a real client, Robert McPharlin. Bob was in a serious truck accident in Warren, Michigan. Mike Shaffer and Tom James were his lawyers at Michigan Auto Law who helped Bob after his truck accident.

The reason Im sharing his story is to show the bad behavior that happens every day from insurance company adjusters in this state. Often, as in Bobs case, insurance adjusters try to strong arm accident victims and deliberately  refuse to pay  No-Fault insurance benefits, such as medical expenses, hoping people will give up.  In a state like Michigan that has no bad faith or punitive damages to deter this type of behavior, experienced insurance lawyers believe such conduct saves the insurance industry millions every year. It

Read full article…

Dealing with the financial and emotional effects of a fire – whether accidental, intentional or the result of some natural disaster – can put you through some pretty challenging times. As your car is generally one of the most expensive pieces of property that you own it’s critical to ensure that it is adequately protected against all risks, including fires. In this article we will attempt to answer the question “Does Auto Insurance Cover Damage from Fires?” and provide some tips on mitigating your losses if your automobile is involved in a fire.

This is never a pretty thing to have happen to you. Luckily,

Read full article…

Dangerous driving is an obstacle that many Michigan auto accident victims suffering from traumatic brain injuries (TBI) must overcome.

According to Mary Free Bed Rehabilitation Hospital in Grand Rapids, Michigan, where the doctors and therapists specialize in treating auto accident-related TBI injuries:

“A traumatic brain injury can change a person’s decision making, processing time and ability to react to the world around them. A traumatic brain injury can affect how a person navigates when walking, arranging information, or completing daily living tasks, including driving. Som

Read full article…