Your New Auto Insurance

Comparing auto insurance providers is an important step in the process of buying an auto insurance policy. This is because by comparing car insurance providers, you would be able to make sure that you would not just be getting a policy that comes with affordable premiums and adequate coverage but also that you would be getting it from an insurance provider which can provide you with the coverage you need when you need it.

To compare auto insurance providers, the first thing you need to do would be to list down the features and qualities that you want in an auto insurance provider. Read full article…

In layman’s terms a “casualty” in terms of US Auto insurance, is any damage or incurred loss to property, a property owner or an individual or individuals. Casualty is the reason for auto insurance and your policy will be defined in terms of casualty eventualities and the benefits applicable to those casualties.

What kind of casualty instances will my US Auto Insurance cover?

The exact level of benefits paid in the instances of casualty, and the precise casualty instances that are covered by your policy, will be detailed in your insurance contract. You s

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There has been another recent tragedy, a fatal hit and run crash in Port Huron, Michigan. Police are looking for the suspect, who is said to be not at fault. However, fleeing the scene of a car accident is against the law.

Hit-and-run auto accidents comprise approximately 10 percent of all Michigan crashes, according to the Michigan Traffic Crash Facts. In cities such as Detroit, Pontiac and Flint, where its estimated that as many as 50 percent of drivers are driving cars uninsured, the numbers are substantially higher.

Here are 7 important things to know about hit and run auto accidents: 1. To avoid being accused of “hitting-and-running,” you  must remain at the scene. If y

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If you received a traffic citation recently, there is a good chance the violation was one of the offenses discussed on this page. Below, you’ll see a description of the most common traffic offenses for which drivers are cited. Each offense explains what you might be able to do about the ticket and how the citation will affect your insurance rates, if at all.

An at-fault accident is one for which you are legally and financially responsible. By contrast, a not-at-fault accident is one in which another driver bears responsibility for the collision. Typically, the determination of fault is left to your insurance company, which will base its conclusion on the police report (if there was one), your account, and the accounts of the other involved parties.

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A traffic violation isn’t something that everybody wants – overwhelmed by foolhardiness to beat the red light or distracted by a fleeting thought as you make a turn, you could suddenly find yourself stopped by the flashing red-and-blue lights of a police cruiser. As the officer slowly walks towards your vehicle, all will you be thinking about is the despair of yet another spike in your insurance premiums due to this violation.

However, you will be relieved to know that not all traffic violations automatically translate to an increase in your auto insurance premiums. Thi

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First off, you know I’ve written quite a bit about how dangerous SB 291 is, a senseless proposal to repeal Michigan’s motorcycle helmet law.  SB 291 would enable motorcyclists 21 and up to ride without a helmet. It would also require them to purchase a completely  inadequate amount of additional Michigan No-Fault insurance coverage. That is, completely inadequate  to actually pay the medical bills and protect any motorcycle rider in the event of a serious motorcycle accident injury.

As a Michigan motorcycle accident lawyer for nearly 20 years, I can say with absolute certainty that every motorcycle accident injury where I’ve helped the injured rider has had medical bills far in excess of the amounts being proposed.

Now, the good news is: the motorcycle helmet repeal is on hold  – for now. The bad n

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