Your New Auto Insurance

If you use any type of vehicle in the course of daily business, you will need a commercial auto insurance policy. Whether you use your fleet vehicles for worker mobility or for the delivery of goods or equipment, a commercial car insurance policy will help you protect the investment you’ve made in your vehicles and your employees. For the most part, business auto insurance offers all the same features that a personal policy would. Your business can remain profitable and productive with the right commercial coverage.

Your individual auto insurance policy will contain an exclusion that does not cover you or your vehicle if you use it for commercial purposes.

Read full article…

Insuring A New Car- What Is The Best Policy For A Brand New Car?

Buying a new car – who wouldn’t want to do that? For any man, this purchase brings about more than just a convenient means of transport; the purchase of a new vehicle brings with it prestige and the markers of prosperity.

Indeed, the brand new vehicle, freshly painted with the lingering, sweet smell of a newly-minted automobile still hanging in its interior, promises stability and reliability that a second-hand vehicle can never offer. After all, who are you to know what the previous owner of the second-hand car has done to it? The

Read full article…

I don’t like injury lawyer solicitation. It gives the profession a black eye.  I’ve been outspoken about this issue and have written about it repeatedly.

Now, after  a recent hearing, the Michigan Supreme Court  is finally considering a change to injury lawyer advertising and direct mail solicitation of people who have been injured in car accidents.  One of the proposed changes prohibits injury lawyers from sending direct mail to accident victims within the first 30 days after an injury or death.

As Ive said before, such restrictions will go a long way in protecting accident victims because frankly, most of the attorneys who are soliciting are the ones  not qualified enough to really help car accident victims to begin with. A 30-day

Read full article…

If you keep a vehicle primarily as a collector’s item, standard auto insurance coverage is likely unnecessary because such vehicles are rarely driven and don’t require extensive insurance protection. For example, you might have an exotic Italian sports coupe that you only drive for a few weeks in the summer, or a 1976 Pontiac Firebird Trans Am that you only drive back and forth to an occasional auto show. Rarely driven show vehicles like these are best covered by classic auto insurance. Such policies offer the same protections as standard policies but, because the insured vehicle spends the majority of the year in storage, are substantially less expensive.

You and your vehicle will need to meet the carriers requirements in order to qualify for a collector car insurance policy.

Read full article…

Hit and Run Accidents and Insurance – Who’s Responsible For It?

Very few people who have been involved in a car accident, no matter how minor, are capable of remaining calm for the vital few moments after the accident has happened. There are a million thoughts that cross their mind – Did I hurt anyone? Is anyone in my car injured?

Only after the car driver has ticked off that basic check list do they begin to worry about their own physical state as well as the damage caused to their car. Although it may only take about thirty seconds it can seem like a very long time. Howev

Read full article…

2011 Nissan Maxima Review

By Eric Peters, Automotive Columnist

Competition is good — but not always necessarily for the seller.

When Nissan introduced the Maxima way back in 1981, the idea of a “four door sports car” — as the car would soon be styled in TV and print ads — was a new idea. Or at least, not a common one. The Maxima was a Japanese take on the BMW Concept — and by the mid-1980s, when the V-6/5-speed stick version appeared it was one of the hottest things with four doors on four wheels around, for the money and otherwise.

The Maxima prospered.

So much so that today almost all sedans are at least “sporty” — and many are very Maxima-like indeed. That includes Nis

Read full article…