Your New Auto Insurance

Next week, I will be moderating and speaking to my fellow personal injury attorneys at a Michigan Association for Justice seminar. The topic is voir dire, or the questioning of prospective jurors.

Voir dire is conducted by lawyers and by a judge in court. It’s a process that’s used to determine if any juror is biased in a way that would tend to favor one side over another in a trial. Voir dire can be as simple as finding out if a juror already knows one of the parties or lawyers or it can be more complicated, like the insurance company executive who is asked to serve on a No-Fault insurance trial on overdue and owing insurance benefits.

In my opinion, voir dire is the most important part of trial.  It is far more important than the opening statement or closing argument. In t

Read full article…

While medical coverage is often considered an “optional” coverage, that description is actually a misnomer in most cases. The average policyholder often refuses medical payments coverage because he/she has a strong health insurance plan through an employer or independently. In reality, medical coverage auto insurance was designed to complement, not usurp, standard medical plans. Even if you have the Cadillac of medical plans, you still might have significant deductibles, co-payments, or co-insurance that would make a car accident a substantial financial burden. Medical coverage has the ability to minimize that burden and more.

With most auto insurance policies, medical payments coverage is available in denominations of $1,000, $5,000, $10,000, $25,000, $50,000, and $100,000.

Read full article…

According to the latest research, a majority of parents remain stressed and unhappy when their kids accompany them on long journey.

The kids need entertainment all the time and during long journeys they get bored quickly which ends up in mischievous activities by them. The kids activities frustrate, distract and even confuse the driver which can result in any mishap.

According to the Institute of Advanced Motorists the families while going for summer holidays make sure that the principal driver of the car remains concentrated on busy roads. The holiday plan should also include the ways to keep the kids entertained during long journeys so that they remain occupied and do not interfere in driving.

Read full article…

The rising insurance premium has made it tough for the car owners to find the cheap insurance deal easily. However, motorists can compare car insurance quotes online to crack the best insurance deal for their vehicle.

Whether you are young, convicted or old driver, everybody needs to first list out all the needed car insurance features to compare the car insurance quotes wisely. This vital step will make the car owner enjoy vital benefits of car insurance cover and drive peacefully.

While offering a cheap insurance deal, many insurers try to manipulate the cost of insurance premium by varying the excess amount on the policy.

The insurers offer medical as well as legal expense at different levels as per the price.

Read full article…

With the arrival of monsoon season, driving will become a challenge for the UK drivers. The varying weather, local factors and time of day influence the driving patterns of the motorists.

The driver needs to take extra care at the road intersections to avoid any slush pile over the car. The mud flying over your car in rainy season makes the windscreen dirty, which further affects the visibility of the driver.

A sudden rainy day on the highway might further increase the danger of accident on road. The grip of tyres is less with the road which reduces the control of driver on the vehicle and road.

Read full article…

The car insurance quotes are rising not only due to accidents but also because of frauds done by car insurance customers.

According to a survey around 80% of the UK motorists are paying more than they used to pay last year. The study revealed that the average insurance premium prices has increased up to 33% but actually the insurance cover of more than half of the drivers is even more. The car owners can compare car insurance quotes online and the honest drivers will get their reward by winning trust of provider.

The average price of car insurance quotes is quite high so the driver tries to give wrong information to the provider so as to save on premium.

Read full article…