Esurance Auto Insurance Information

Posted in Car Insurance Topics by Christine Davis on May 1, 2011 No Comments yet

Esurance auto insurance has been an industry leader for over a decade, and they have customer service representatives standing by to help policy holders 24 hours a day, 7 days a week.  They focus on the ease of purchasing insurance through their online insurance website and have been one of the most innovative insurance companies for utilizing the internet.  However, they also have qualified insurance representatives available by phone for when direct help is needed.

The History of Esurance

Esurance auto insurance began with only 4 states back in 1999.  They focused on the internet as their medium for supplying customers with quality insurance products.  Today they are one of the top auto insurance suppliers and they offer coverage to over 90% of the population.  They cover 22 states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Washington and Wisconsin.  In the future, they are looking to expand into more locations.

Why Esurance is Different

When Esurance began, their goal was to become different from other insurance companies.  They hoped to use the internet to make it easy for consumers to purchase auto insurance without the hassles that customers of traditional insurance companies experienced.  In addition, by losing the middle man, they were able to provide lower rates than other companies.  They pride themselves on the convenience of their high quality service while still offering affordable rates and great savings to customers. Also, On

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Van Insurance & Overcrowding

Posted in Car Insurance Topics by Christine Davis on April 26, 2011 No Comments yet

Van insurance is anything but cheap today. Expensive and often a stretch for van owners and businesses alike, premiums can cost a fortune, even after comparison via Powerseeker if you have points on your license, park your van in a notably bad postcode overnight or  have made a claim in the last year. But did you know that your expensive van insurance may just be invalid if you overcrowd your van?

Now, we all know that overloaded vans may not be covered by van insurance companies because they can be incredibly dangerous on the road but this also applies to overcrowding, or having too many people in there with you. Aside from the obvious potential for distractions, it ups the weight on board and compromises the safety of your passengers. A

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Top 7 Anti Theft Devices for Cheaper Insurance

Posted in Car Insurance Topics by Christine Davis on April 25, 2011 No Comments yet

Almost every insurance provider offers less expensive insurance when anti-theft devices are installed on a vehicle. There is no industry standard for how much these discounts should be, but it is worth asking about when signing up for a policy. Some savings may actually pay for the actual cost of these devices in insurance savings in a short period of time.

1. The Club

Even though it has been years since its introduction, the Club remains the top choice of mechanical steering wheel locks found anywhere in the world. The tough steel construction prevents most attempts to saw or hammer the Club loose.

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Home Insurance: Crime on the Rise

Posted in Car Insurance Topics by Christine Davis on April 22, 2011 No Comments yet

A report on crime from the Home Office was released yesterday that produced some alarming figures regarding burglary. The incidence of burglary has apparently risen in the UK in recent months… by a whopping 14%. Even worse, the figures are expected to rise further in the coming year, especially during the holidays and that includes the day of the Royal Wedding because many people are expected to be out. Imagine what this will do for your home insurance premiums!

However, the survey revealed that burglars are also being opportunist whilst people are at home because many people leave doors and windows open when distracted, such as being in the bath. A

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State Farm Auto Insurance Information

Posted in Car Insurance Topics by Christine Davis on April 20, 2011 No Comments yet

State Farm Insurance is actually a group of companies which operate under the umbrella of State Farm Mutual, and their main business focus is State Farm Mutual Automobile Insurance. The company is listed as number 34 on the Fortune 500 listing of top-revenue-grossing American businesses, with total revenue of almost $105 billion in 2010. With more than 68,000 employees and business in 46 states, the District of Columbia, and Canada, State Farm is one of the largest auto insurers in the United States and is the largest property and casualty mutual company in the nation.

State Farm History

State Farm was founded in 1922 by George Mecherle, a retired farmer from Illinois.

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Getting an Auto Insurance Quote for Young Drivers

Posted in Car Insurance Topics by Christine Davis on December 23, 2010 No Comments yet

It is not easy to get an auto insurance quote for young drivers like teens and student drivers. The fact is that such drivers, with their inexperience behind the wheel along with their somewhat more reckless nature, are the cause of many accidents and also get more tickets than more mature drivers. Insurance companies know this, and they know that by insuring them, they are more likely to have to pay out on a claim than if they insure an older and more experienced driver.

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