Your New Auto Insurance

New laws in New York make it harder for insurance companies to raise premiums. The governor signed into law the Governor’s Program Bill No. 278 which gives the New York State Insurance Department authority to review and approve insurance premiums before they are issued. It passed with overwhelming support in a 111-17 vote.  Before this new law the insurance industry was pretty much self-regulated, according to a report by dotmed.com. “Deregulation of health insurance premiums is a failed experiment leading to unjustified premium increases and more people losing their health insurance coverage,” Governor Paterson said in prepared remarks.

Now, if insurance companies want to raise rates, they have to apply for approval first. “Befor

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Casual and Passionate soccer fans alike look forward to the World Cup every four years. The event is not only a showcase of great soccer, but also an exciting cultural event. However, this year’s location in South Africa is drawing concern already from fans and journalists. If you are visiting the World Cup at any point over the next few weeks, be sure to come prepared with international travel insurance.

While the host city of Johannesburg compares favorably with some of the world’s most renowned cities, many of the surrounding areas are dangerous. Read full article…

A recent article on CNN.com tackled the subject of increasing hotel cancellations from visitors who had been planning to visit the Gulf Coast. If you are looking to cancel a trip to that area, you will want to be sure to be protected with trip cancellation insurance.

Many hotels and airlines will not offer even partial refunds on cancelled flights. So that means if you are put off by the tragic oil spill in the area and no longer wish to visit, then cancelling your bookings could result in simply losing some or all of the money you had invested in the trip. In this economy, who has extra money to just give away?

With trip cancellation insurance, you can cancel trips on short notice while getting reimbursed from your policy. Read full article…

As the oil spill in the Gulf Coast caused by BP continues to create problems with no end in sight, local citizens who make their living in their tourism industry must deal with the realities of a bleak outlook. Tourists do not appear to be including the area in their travel plans, and many of those who were considering it are cancelling their plans.

An informal poll found at cnn.com/travel does not offer much hope to area residents. It shows that 92% of respondents will not be planning any travel to the region in the near future. Of that 92%, 13% had previously planned to visit the area but have cancelled or will be cancelling their travel plans. Read full article…

Even if you already have health insurance, the cost of prescriptions can still be extreme. According to a 2009 poll by the Kaiser Family Foundation, six out of ten people have skilled or delayed healthcare because of the cost. Three in ten people have not filled a prescription because of the cost and one in five have cut pills in half or skipped doses because of the cost.  There are lots of programs available through non-profits and even drug companies that help people cut costs of medicines. Read full article…

Unfortunately, hurricane season is fast approaching. This annual problem causes havoc for coastal residents around the world and hurts tourism business as well. If you are planning a trip to an area that has historically been hit by hurricanes or could potentially be hit by them, you will want to make sure you buy international travel insurance including trip cancellation coverage.

A hurricane can hit with very little warning, so it is possible that you could book a vacation to an area only to find out a few days before your scheduled departure that it is a target for a hurricane. Read full article…