Your New Auto Insurance

If you bought trip insurance before the recent volcanic eruptions, your travel may be covered by the policy, depending on exclusions. But if you are hoping to get travel insurance to protect you from any volcano-related disruptions in the future, you are probably out of luck – Scott McCartney of the Wall Street Journal reports that as of April 13, there is no ash coverage anymore. It’s similar in principle as to why you can’t call your agent to buy a flood insurance policy in the middle of a hurricane. Insurance covers unexpected events, not events that are in progress.

Now if you already had trip insurance, are you covered?

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Life is full of all kinds of surprises. Some of them are good and some are not so good. We can never be fully prepared for every eventuality, but we can take a certain amount of sensible precautions. If we are going out somewhere for the day and there is a chance that it may rain, then it is prudent to take an umbrella along. This will not stop the rain falling from the sky, but it will help us to remain as dry as possible whilst it lasts…

If you are in business, then you are probably already aware of just how important a good shop insurance policy is. Choosing the right cover for your business can have a major impact on just how quickly you get back to trading after an unfortunate incident occurs. Read full article…

I am not an insurance agent. I am not promoting how important dental coverage is to a person. But I am sharing with all of you what I think about this plan.

In my personal point of view, this type of insurance is a must to everyone. The reason is simple, i.e. you love yourself and you take good care of yourself. As all of us are aware, oral health is important to everyone because it is part of our body health too. By having strong teeth and healthy gum, we will be able to maintain good breath everyday. We are able to smile confidently when we greet people and we can talk freely with nice breath.

Have you ever estimated how much cost you need to allocate for your oral health? Read full article…

Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can’t turnaround without being bombarded with ads about how a Gecko or Caveman or groovy waitress-looking chicks are telling you that all you have to do is call them and you will save $487. Or switch to xyz insurance company and save 15%. Are all of these ads right? Are they all the lowest cost solutions? How can this be? Who can I believe? Something just isn’t adding up!

Take a peak here to get an insider’s look at the insurance industry? Read full article…

And What Can You Reasonably Do Without?

In an ideal world Austin entrepreneurs could afford a comprehensive Austin business insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)!

In case you’re not quite in that situation some important decisions have to be made. Make sure you make educated ones. Most companies that are bootstrapping don’t have the cash flow to transfer every risk via an Austin business insurance policy. So what insurance coverage does an Austin startup (or any business for that matter) really need? Read full article…

Travel plans can change at a moment’s notice for a variety of reasons, however airlines offer you very little flexibility in changing a flight you have already booked. This can be a very expensive problem, unless you have international travel insurance.

From personal emergencies to business reasons, there are many factors that may cause your travel plans to change with very little advanced warning. You may have an ill family member, or your client may decide to move a meeting they had previously scheduled with you.

Many tickets sold by airlines are nonrefundable, and typically after the first 24 hours in which you’ve bought the tickets you will not be able to make many changes to your flight plans. Read full article…