When It’s Okay To Haggle
When disaster strikes, one of the expenses that could be targeted for increase is your international health insurance. The reason for this is because the rate natural calamities are happening unexpectedly has risen to a staggering figure never before seen by insurance companies. Worldwide health insurance companies are worried, and you would be to, if you were in their position.
It happened after the earthquakes in Japan and New Zealand. Rates went shooting up by as much as 29%. Unfortunately, many people agreed to pay the increase because the alternative to them at that time was to have no international travel health insurance. That would have been even more disastrous since the cost of medical care without insurance is staggering.
It would interest you to know though that insurance companies are more afraid of losing your business. This means you can haggle. That’s the good news!
If you do get a notice about an increase, contact your provider and ask for an explanation. If what they say sounds agreeable to you, then go ahead with the new price. However, if you shop around first, you might find a better deal. You can use it as leverage to lower the increase and stick with your original provider. Haggling can be fun as long as you are willing to compromise. Insurance companies need to stay in business and you need them, so be willing to meet in the middle.
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