Ways To Designate Your Life Insurance Proceeds

Posted in Insurance Articles by Anthony Thompson on June 28, 2011 No Comments yet

You probably don’t think much about life insurance– after all, cashing in a policy usually means someone close to you has passed away. But it’s important to know a little bit about how you can use life insurance proceeds. Most people know that life insurance proceeds can pay for funeral expenses or to pay off a home mortgage. But here are some lesser-known ways to use a life insurance policy according to Life Quotes, Inc:

Medical expenses due to terminal illness: According to Life Quotes, Inc, if you are battling a terminal illness you can take a portion of the death benefits to fund medical expenses involving treatment and care. This

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Why Regrets Over Not Getting International Health Insurance Is Draining

Posted in Insurance Articles by Anthony Thompson on June 26, 2011 No Comments yet

The “what if’s” and “why not” on international health insurance is always a plaguing issue. Times when the economy is weak, we prefer to hold on to our dollars, and wait for better days. The problem is, because the economy is weak, some businesses cut corners. Are you willing to risk your life, or that of a member of your family on the assumption that nothing bad will happen?

Regardless about the additional expense of travel insurance, the question that needs to be answered is not whether to book it or not. Rather, the issue is if traveling without international health insurance is going to be worth the stress and worry? Do you really want to be crossing borders and seas without this kind of protection? Just thin

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Insect Bites Takes Center Stage

Posted in Insurance Articles by Anthony Thompson on June 24, 2011 No Comments yet

Did you know that in the United States, over 500,000 people get stung by insects and have to visit emergency rooms for treatment? Do you also know that 50 people have died from insect stings because of allergic reaction and insufficient and prompt medical care? If you are thinking of visiting the U.S. or any other country, you would be wise to get international health insurance. International travel health insurance, which is required for international students, will give you a 99% chance of surviving an insect bite and not having to pay a lot of money for the treatment.

Aside from the global health insurance, you should also get allergy shots which are like vaccines to whatever allergy you may have to insect stings.

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Allstate Buys Esurance And Answer Financial For $1 Billion

Posted in Insurance Articles by Anthony Thompson on June 24, 2011 No Comments yet

Home and auto insurance company Allstate is buying Esurance as well as Answer Financial for about $1 billion. Allstate told USA TODAY that the purchase will give customers more options among insurance carriers. Esurance sells auto insurance online and through call centers while Answer Financial is an independent personal insurance agency, according to USA TODAY.

Esurance sells auto insurance directly to customers online and through call centers. Answer Financial is an independent personal insurance agency. “Consumers today expect to have their specific needs met by their insurance companies. Our strategy is to focus on individual preferences and utilize different value propositions for distinct consumer segments,” Allstate President, Chairman and CEO Thomas J. Wil

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State Farm Car Insurance Quotes Highest in Louisiana

Posted in Auto Insurance by Christine Davis on June 23, 2011 No Comments yet

Residents of Louisiana are paying more than anyone else in the United States for car insurance and for property insurance.  This information comes from the Bayoubuzz News article Louisiana Auto, Property Insurance Rates Highest in US by Christopher Tidmore.  State Farm car insurance quotes, and those from other insurance companies, are highest in Louisiana with an average driver paying $1,111 for their car insurance every six months.  Oddly enough, other states in the southern United States had some of the lowest car insurance rates.  North Carolinians pay an average of $495 which is the fifth lowest and Virginia drivers are the seventh lowest at $521.  Florida was the only southern state even close to Louisianas insurance costs, and their residents paid only $750 on average.

The InsWeb study looked at the median car insurance rates paid for a 6-month policy in the 50 United States and the District of Columbia.  One reason that top car insurance companies charge more in Louisiana is Hurricane Katrina.  Comprehensive coverage, the most common in Louisiana, covers flood damage.  The amount of cars that were totaled because of the flood damage from Hurricane Katrina numbered in the thousands.  Another theory on why car insurance rates are so high in Louisiana relates to the high number of uninsured motorists in the state.  State officials and law enforcement officers arent proactive at ensuring Louisiana residents have car insurance, which results in higher rates for those who carry the coverage.  The risks are higher in Louisiana for those and other reasons.

The Difference between Old and a Classic Cars

Posted in Car Insurance Topics by Christine Davis on June 23, 2011 No Comments yet

The definition of a classic car can be slippery. Some people will not recognize a car as classic unless it was built in the 1920s and 1930s, before mass production. Some people would consider the New Volkswagen Beetle an instant classic in the cultural sense. There are some standard rules established by certain organizations like your local DMV, which will usually issue classic license plates to anyone driving a car that is more than 21 years old. That doesn’t necessarily mean that you should put classic plates on your 1990 Nissan Pathfinder, though.

Age Does Qualify – Eventually

For a car to be a true classic in the most common sense of the word, it needs to be old enough to take you back in time. Car

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