Your car insurance rates from companies like Infinity auto insurance will increase dramatically the more traffic violations you receive, according to Chris Bissell of Fox Business. In the article “Car Insurance Rates Soar as Tickets Pile Up,” there is a comparison of insurance rates with no violations to those who have one, two, and three driving violations. Violations include speeding tickets, running red lights or stop signs, DUIs or DWIs, failure to stop or yield, reckless driving, wrong way driving, illegal U-turns, running from the police, illegal passing, not using child restraints, and more.
The average premium for an insurance policy with one-car and one-driver last year was $1,119. That rate increases 18% with just one traffic violation to $1,318. Cheap car insurance gets even harder to find after two traffic violations, as the average car insurance paid increases 34% to $1,497. After three traffic violations car insurance rates are 53% higher than without any traffic violations at $1,713. The more violations that drivers have, the more likely they are to cost car insurance companies money through crashes and increased claims. One of the best ways to get cheap car insurance from a company like Infinity auto insurance is to drive carefully and avoid traffic violations.
A DUI or DWI is the worst violation for increasing car insurance rates pretty much across the board. But car insurance companies do put a different weight on other violations when determining car insurance rates. State Farm car insurance quotes take many factors into consideration and may place greater importance on some traffic violations over others. Just about anyone can get car insurance now because competition is so high among insurers, but those with multiple violations can expect to pay more regardless of who insures them.
