Safety Campaign To Encourage Car Insurance Owners

Posted in Auto Insurance by Christine Davis on May 21, 2011 No Comments yet

The global road safety campaign will be celebrated across the world encouraging maximum participation of the car insurance customers. The Decade of Action for Road Safety 2011-20 campaign  will be launched in a whole host of countries, including Ethiopia, Indonesia, Cambodia, Malaysia, England and Kuwait,.

During the campaign, the car insurance customers will project large yellow triangle on various national landmark monuments that include Times Square in New York City, Trafalgar Square in London and Christ the Redeemer in Rio de Janeiro.

The World Health Organization’s director-general shows worry for road traffic crashes that further affect the growing need of proper health and development among the car insurance owners. Th

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Womens Car Insurance & The Citroen C3 Picasso

Posted in Car Insurance Topics by Christine Davis on May 21, 2011 No Comments yet

If you have read a few of my posts over the past few months then you will be aware of the fact that I watch Watchdog to see if there are any insurance related matters every week. This week was a huge one because the show revealed an incredible fault with the Citroen C3 Picasso. As the car is a French vehicle that has been adapted to suit the British market, it has a master brake cylinder on the passenger side. As this is not sufficiently protected by the design, it is possible to operate the brake from the passenger side. This could potentially invalidate your womens car insurance if it causes a crash.

So why is it particularly important to women?

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Testosterone Can Make for A Higher State Farm Auto Quote

Posted in Auto Insurance by Christine Davis on May 19, 2011 No Comments yet

Women may be better off leaving their boyfriends and maybe even their husbands off of their car insurance policies, according to “He’ll Break Your Heart–and Your Car Insurance Rates.”  Emmet Pierce’s article for Fox Business says that gender is a large factor towards determining your car insurance rates.  A State Farm auto quote, or a quote from another insurance company, calculates insurance rates based on gender for a few reasons.  Males tend to take more chances like driving faster and making risky decisions, which results in more accidents and tickets from police officers.  This is especially true for males in their 20s, resulting in a higher State Farm auto quote.

The Insurance Institute for Highway Safety says that testosterone is likely the reason why men are riskier drivers than women.  In fatal car crashes, men are twice as likely as women to have been intoxicated.  Men are more likely not to wear seatbelts, to speed, to make riskier decisions, and they also tend to drive more miles.  All of these reasons make them more expensive to insurance companies when you compare car insurance quotes.  While it may not be monetarily beneficial for a woman to add a man to her car insurance policy, compare car insurance quotes in the reverse it could work out in a man’s favor.  Most car insurance companies offer a discount when you insure more than one car, so a man adding a woman without a bad driving record could result in a significant discount.  A woman adding a man with a flawed driving record, however, usually loses more in premium increases than any discount she would have received for adding another car to the policy.

Young Drivers Get Ripped Off By Insurers

Posted in Auto Insurance by Christine Davis on May 17, 2011 No Comments yet

When the teenage learns driving, the parents try to get their ward and vehicle protected by buying the suitable insurance cover. But the insurance policy for young drivers is costly so the parents prefer to add their teenage driver in their pre-existing parental auto insurance policy.

According to a research, around 86% of the young motorists pay huge premium despite being added on their parents’ auto insurance policy. The learner or young drivers are ripped off by the insurers while adding them to the auto insurance policy of their parents.

The expensive insurance cover encourages the young drivers to remain uninsured. T

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Flood Insurance Takes Center Stage

Posted in Insurance Articles by Anthony Thompson on May 17, 2011 No Comments yet

There’s at least a little bit of good news for the homeowners and residents facing flooding along the Mississippi River. According to Insurance Journal, a House committee approved legislation that would extend the federal flood insurance program for five years. It also includes a plan for financial reform. This legislation would mean the National Flood Insurance Program will be around until 2016 and includes a plan to increase premiums, improve flood maps and receive more public input.

The program is set to expire this fall and has been extended on a short term basis several times. It is currently in more than $17 billion in debt. “

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Taxi Insurance & Instant Fines

Posted in Car Insurance Topics by Christine Davis on May 15, 2011 No Comments yet

If you’ve seen the news in the past few days then the likelihood is that you’ve seen the big news for UK drivers – police will soon be able to issue instant fines for drivers that are caught speeding, eating and drinking behind the wheel, talking on the phone, cutting other drivers up and parking where they should not be. This is going to have a huge impact on many people but it will have an even bigger one for those driving for a living, like taxi drivers for example.

Taxi insurance may well go up as a result of these measures because the likelihood is that if you do any of the things mentioned above then you will get a fine of at least £80 and at least 3 points applied to your license. If y

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