Your New Auto Insurance

These very high priced cars have an additionally high insurance premium quotes. When buying a new car, you may want to avoid them or be prepared to spend.

1) Cadillac Escalade EXT 4×4: This huge SUV can cause major damage to anything it hits. If you were to be hit by one, your chances of being totaled out (with the losses that often come with it financially) are a lot higher. As the owner of one, your insurance premiums may be close to your loan payments depending on your driving record.

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Whether looking for a new policy or trying to lower current rates, the best thing that a consumer can do is shop around and compare quotes from various carriers. What is even better is that obtaining quotations from companies is free. Car insurance should be treated just as any consumer product; individuals are very unlikely to walk into a store and purchase the first product that they see.

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Firework safety – Every year, there are thousands of injuries and an estimated 30,000 fires caused by fireworks. According to the National Fire Protection Association, in 2008 there were 7,000 injuries and 7 deaths, with 70% of the injuries occurring between June 20 and July 20. Even devices that many might consider safe can pose risks. For example, the tip of a sparkler burns at a temperature of about 2,000°F – hot enough to cause third degree burns. The US Fire Administration offers advice on firework safety. And remember – many states ban all or some fireworks: Use this clickable map to check state firework laws.

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Kenwood KMR-330 Marine CD Receiver with Satellite Ready Front AUX Input Brand: Kenwood List Price: $150.00 Offer Price: Click for See Price Kenwood KMR-330 Marine CD Receiver with Satellite Ready Front AUX Input Product Description
Marine CD Receiver with Front AUX input, SAT ready

Kenwood KMR-330 Marine CD Receiver with Satellite Ready Front AUX Input Product Details

• CD player with built-in MOSFET amplifier (22 watts RMS/50 peak x 4 channels)
• Plays CDs, CD-Rs, and CD-RW discs, including discs loaded with MP3, WMA, and AAC music files
• Compatible with Kenwood’s iPod adapter, Bluetooth adapter, HD Radio tuner, satellite radio
• Inputs: front-panel auxiliary input, optional rear aux in

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Kenwood KMR-330 Marine CD Receiver with Satellite Ready Front AUX Input

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Hoover FloorMate SpinScrub Hard Floor Cleaner, FH40010B Brand: Hoover List Price: $169.99 Offer Price: Click for See Price Hoover FloorMate SpinScrub Hard Floor Cleaner, FH40010B Product Description
Hoover has been keeping the ‘standard for clean set on high’ for more than 100 years. We know that you love hard floors as much as carpet so we made a tool that lets you kick the bucket, put away the broom and say goodby to hands-and -knees scrubbing. Read full article…

Many Memphis flood victims are relying on their insurance from companies like GEICO Insurance to help with their damaged vehicles.  For those without flood coverage from their car insurance company, FEMA provides federal aid to those who qualify.  One Memphis woman who was a victim of the flooding recently found out that the Federal Emergency Management Agency would not be providing relief to her, according to “No FEMA car aid for Memphis flooding victim.”  The article, from Kevin McKenzie of The Commercial Appeal, states that she did not qualify because she didn’t carry the minimum required car insurance.

FEMA’s rules clearly state that cars must be “street legal” to qualify for their “Other Needs Assistance”, meaning that owners must have license plates that are current and carry the required minimum of liability insurance coverage.  While this particular Memphis woman has a sad story in that she is widowed and fighting breast cancer, there is nothing FEMA can do because she doesn’t meet the program requirements.  Car insurance companies are also struggling with high rates of damage to vehicles in the Memphis flooding.  Natural disasters like floods, hurricanes, and tornadoes can take a large toll, especially on smaller companies.  FEMA did direct the flood victim to a charity website where she may be able to get a car, so she still has another route to pursue.  This story just helps to stress the importance of carrying at least the minimum amount of car insurance.