Your New Auto Insurance

The continuous stream of auto insurance commercials on TV bragging about their lower rates may have consumers believing rates are down.  Unfortunately, this is not the case.  Auto insurance rates have increased about 10% between 2008 and 2010 based on smartmoney.coms report from the Insurance Information Institute.  It doesnt stop here.  Rates are expected to rise further this year by around 4%.  In the last 10 years, rates have risen by 30% causing financial strain on millions of Americans.

The executive director of advocacy group Consumer Watchdog, Douglas Heller, points out that this is a very different picture than what is painted in the media.  Man

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Did you know that most people that buy life insurance never change the insurance company? The reason why I am telling you this is because of the fact that you don’t want to be with an insurance company that doesn’t have very good insurance.

Something that I recommend everybody does to get the best life insurance for less is to simply ask your friends and family what kind of life insurance they have and with what company. If you can get a few friends and family to help you out then that will be a great place to start. All you need to do is ask your friends and family a few questions about their policy and why they decided that was the insurance company for them. Wha Read full article…

Auto and home insurance policies are common insurance policies owned by many in the society. However, how often does one hears about the Umbrella insurance? If you managed to read the breakdown of an auto and home insurance pricing, you’ll notice that among the other fields of coverage, there is one, which is usually very limited that covers liability. The umbrella insurance, on the other hand, provides excess amounts of liability insurance to increase the limits of the primary policies’ liability insurance and known as Personal Liability Insurance or excess liability insurance.

Umbrella insurances are usually very large, usually in increments of $1 million and up to $5 million and are applicable worldwide. For Read full article…

Kentuckians got into more accidents in 2010 when compared with 2009, but the total economic damage caused by crashes in the state ended up falling, according to a new report from the Kentucky State Police.

The state saw 2,757 more accidents in 2010 compared with 2009an increase of nearly 2 percent.

At the same time, the total economic cost of accidents in the state dropped by about $68 millionor 3 percent.

The decline in costs despite the overall increase in crash volume can at least partly be explained by year-to-year adjustments made to the variables that are used to come up with those numbers.

But even if the same variables were carried over to the 2010 data, the overall costs still would have dropped.

Thats because another contributing factor to the cost-drop was the fact that property-damage only and possible injury crashes accounted for the majority of the increase in crash volumes.

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Fans of automobiles and animated films are in for a treat this summer, especially if they enjoyed the feature film “Cars.” Four years after the original, Lightning McQueen and his friends are returning to the silver screen as “Cars 2″ motors into theaters in June.

Lasseter: ‘I just adore cars’

John Lasseter, the film’s director, tells Cars.com the reason for the sequel is quite simple: He just can’t get enough of automobiles.

Lasseter told the website cars are a part of him.

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Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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