Your New Auto Insurance

If there is anything that could drive your car insurance cost sky-high it’s a drunk-driving (DUI) conviction.

According to the Insurance Information Institute, there is an alcohol-related traffic fatality in the United States every 29 minutes. Aside from the risk of killing yourself and others, drunk driving carries with it serious penalties from your car insurance company.

Car insurance companies may check your motor vehicle record only once every three years or when you’re applying for a new policy. It’s possible that accidents, tickets and DUIs may never make their way to your official motor vehicle record.

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The cost of a car insurance policy can vary enormously. There are many factors that can influence how much you have to pay, as well as additional elements of policies which may add extra costs in return for extra services. To find cheaper insurance you have to know what impacts on the cost of your policy so you can consider reducing certain elements that may inflate the quotes that you receive.

One of the major factors that any car insurance company considers is the type of vehicle that you have to drive. The more powerful the engine, the more expensive the car is to repair and the more likely it is to be broken into will all affect the premium.

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The US car insurance cover is only valid in the US and Canada. As such, a person seeking to drive his car or a hired vehicle while traveling in other countries must obtain relevant insurance cover in their destination country. Obtaining the best insurance while traveling in a foreign country depends on the extent of one’s research on the insurance industry and the driving conditions in the country. It is also advisable that one looks at the driving rules and road conditions before deciding which auto insurance to take.

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Many of you will have seen those little cameras at the side of the road that look suspiciously like speed cameras, but without the obvious yellow exterior that gives the game away.

They are so-called ANPR (automatic number plate recognition) cameras and their purpose is to catch uninsured and unlicensed drivers. ‘Good’, you might think, ‘It’s about time they caught some of them.’ You’d probably be quite right to say so.

Currently, one in 20 drivers avoid buying motor insurance and the cost to the insurance industry stands at £500m a year. This is passed onto the other 19 out of 20 law-abiding drivers who pay their insurance fees.

This equates to around £30 per policy per year, according to personal finance news site myfinances.co.uk. I

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Finding cheap car insurance for a sports car may seem like an impossible task. However, with a little bit of work there are significant savings to be made. Certainly car insurance for a sports car will cost more than car insurance for a conventional vehicle, and there are many reasons why this is the case.

Sports cars tend to be driven faster and their drivers often take more risks. The fact they are generally involved in accidents at high speeds means the crashes are usually more serious when they occur.

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One of the greatest things that a child has to look forward to is the day they turn sixteen and are able to get their driver’s license and experience a little bit of freedom that comes with age. Once they have passed their driving exam and have become licensed they cannot wait to grab mom or dad’s set of keys and hop in the car and take it for a spin; unfortunately, throughout all of the excitement, there may have one big issue that is usually overlooked by an enthusiastic teenager and that is the fact that they need auto insurance.

Parents are well aware of the issue of needing to insure their newly licensed teen and to their dismay, are also well aware of the fact that car insurance for a 16 year old is usually quite expensive. For

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