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International health insurance is not just for visitors to volatile countries, or for people partaking in dangerous activities while visiting abroad. The truth is, injuries, accidents, and illness can strike at any time, necessitating hospitalization. Visitors to a hotel in Las Vegas found this out the hard way.

Last week, a chemical leak affected patrons of the MGM Grand Hotel in Las Vegas. Over 100 people visiting the hotel’s pool claimed to be made sick from the leak, with 12 making trips to the hospital. These visitors were suddenly faced with a problem, and an expense, they could never have anticipated.

You see, something as seemingly harmless as lounging by the pool can accidentally wind up sending you to a hospital. Read full article…

Traditionally, most citizens get their health insurance plans through their employers. The reason for this is simple: employers can get lower rates for their employees by brokering deals with insurance providers to send large numbers of customers their way. You probably knew that already, but did you know you can use the same ability to “buy in bulk” for international health insurance as well?

There is a product called group international health insurance that offers you that very opportunity. Many employers who send large groups of employees overseas choose this type of insurance to protect the health of their employees while also protecting their financial bottom lines. Read full article…

International health insurance makes for a wise investment for anyone traveling or living overseas. However, to make sure you get the maximum value from your plan, it is important that you carefully read its details.

While these types of insurance policies may be much more flexible than the coverage options you are familiar with in your domestic experience, they are not without limitations and exclusions. You need to be aware of what these are so you do not expect to have a procedure covered only to find out it is not.

For example preexisting conditions will not be covered by most policies. Neither will many types of preventative care. Read full article…

There are many different sorts of Georgia health insurance plans for residents of our state to choose from. The three most common types of Georgia health insurance plans are HMO, PPO and POS.

An HMO Georgia health insurance plan is a Health Maintenance Organization plan. These types of Georgia health insurance plans require that each enrolled member designate one doctor as their primary care physician (PCP). This PCP is then given the task of overseeing that member?s medical treatment. This includes writing up written referrals if the member needs to see a specialist or receive other types of medical services. An HMO Georgia health insurance plan tends to cost less than other types of Georgia health insurance plans. Read full article…

The health reform acts that recently passed the House of Representatives will result in a lot of changes in Georgia small business health insurance plans. Changes will occur mainly in how business owners purchase Georgia small business health insurance plans. Most of these changes will not kick in until 2014.

One big change is the institution of Shop Exchanges, Small Business Health Options Programs. These SHOP Exchanges will enable small businesses to pool together to purchase Georgia small business health insurance plans. Each state will set up its own SHOP exchange. The purpose of this program is that it will lower Georgia small business health insurance plan costs; although it is predicted they will only be 1-4% lower under the exchange system. Read full article…