Temporary Auto Insurance and Situations to Use It

Posted in Auto Insurance by Anthony Thompson on September 23, 2011 No Comments yet

When it comes to auto insurance, there are times when one needs to insure their car for an entire year and times when a day’s worth of coverage will do nicely. In this article, we will take a look at temporary auto insurance and some situations in which you might find that a day, week or month worth of car insurance is all that you need.

First – what is temporary auto insurance? These are car insurance policies that have been put together by insurance companies to allow for very short usage needs. Perhaps you are just using the car for a single day, or know that you’ll be leaving for a long vacation at the end of the month and just want a month worth of insurance. Altho

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Growing Number Buying Life Insurance Without Professional Help

Posted in Insurance Articles by Anthony Thompson on July 29, 2011 No Comments yet

A new study shows Americans are increasingly preferring to purchase their life insurance directly from the company either on the Internet, through the mail or over the phone. Two-thirds of Americans still prefer to buy life insurance from an insurance or financial professional, but a growing number like the idea of buying it directly.

Now more than one in four prefer this method. “‘Obviously, the Internet has fundamentally changed consumers’ buying practices over the past 15 years,” said Marvin H. Feldman, CLU, ChFC, RFC, president and CEO of the LIFE Foundation in a news release. “Recogn

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Common Accident Repair Myths: When Is Your Mechanic or Insurance Company Lying?

Posted in Car Insurance Topics by Christine Davis on July 25, 2011 No Comments yet

At one time, body shops would manipulate repair estimates in order to add to their bottom line. Today’s cars are more complex and most insurance companies have damage examined by expert appraisers. There are some common myths about collision repairs and the best way to understand car repairs is to communicate with the insurance adjuster and the mechanic working on the car.

You Have to Get Three Estimates

While it was once common practice for insurance companies to request three estimates, few insurers follow this practice now. If the car is safely drivable, the insurer may ask the policyholder to bring the car in for a drive in inspection. D

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Who is Your Car Insurance Adjuster and What You Need to Know

Posted in Car Insurance Topics by Christine Davis on July 16, 2011 No Comments yet

Most vehicle owners buy car insurance with the hope that they’ll never actually have to call their insurance company and use the full coverage they’ve purchased. That’s because any such phone call to an insurance company means that an insurance adjuster will arrive to inspect the damages, and this is perhaps one of the most unpopular occupations in the country. There are a few good reasons that most drivers fear an insurance adjuster, but also a few ways to ensure that this intimidation and fear doesn’t get in the way.

What Insurance Adjusters Do — and Why They’re Intimidating

After you’ve been in an accident, you will immediately need to call your insurance company and report any damages to your car as well as any injuries you’ve suffered because of the accident. In response to

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Make car insurance checklist before buying a policy

Posted in Auto Insurance by Christine Davis on July 9, 2011 No Comments yet

The rising insurance premium has made it tough for the car owners to find the cheap insurance deal easily. However, motorists can compare car insurance quotes online to crack the best insurance deal for their vehicle.

Whether you are young, convicted or old driver, everybody needs to first list out all the needed car insurance features to compare the car insurance quotes wisely. This vital step will make the car owner enjoy vital benefits of car insurance cover and drive peacefully.

While offering a cheap insurance deal, many insurers try to manipulate the cost of insurance premium by varying the excess amount on the policy.

The insurers offer medical as well as legal expense at different levels as per the price.

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Cheap Car Insurance & Driver Honesty

Posted in Car Insurance Topics by Christine Davis on July 8, 2011 No Comments yet

There are plenty of unscientific polls around concerning cheap car insurance and I usually cover them on here but the one that I am going to write about today gives me more pleasure than most. In fact, it is amongst the most welcoming news I’ve read in the last few months – drivers are becoming more honest! Considering that drivers have taken a bashing in the media and indeed in terms of cheap car insurance premiums going up. Well, an unscientific poll it may be but the indications are good that drivers have abandoned storytelling to their insurer in favour of a more honest approach.

The survey found that cheap car insurance consumers lied in 12% of cases for women and 17% of cases for men. Thi

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