Ways To Designate Your Life Insurance Proceeds

Posted in Insurance Articles by Anthony Thompson on June 28, 2011 No Comments yet

You probably don’t think much about life insurance– after all, cashing in a policy usually means someone close to you has passed away. But it’s important to know a little bit about how you can use life insurance proceeds. Most people know that life insurance proceeds can pay for funeral expenses or to pay off a home mortgage. But here are some lesser-known ways to use a life insurance policy according to Life Quotes, Inc:

Medical expenses due to terminal illness: According to Life Quotes, Inc, if you are battling a terminal illness you can take a portion of the death benefits to fund medical expenses involving treatment and care. This

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Why Regrets Over Not Getting International Health Insurance Is Draining

Posted in Insurance Articles by Anthony Thompson on June 26, 2011 No Comments yet

The “what if’s” and “why not” on international health insurance is always a plaguing issue. Times when the economy is weak, we prefer to hold on to our dollars, and wait for better days. The problem is, because the economy is weak, some businesses cut corners. Are you willing to risk your life, or that of a member of your family on the assumption that nothing bad will happen?

Regardless about the additional expense of travel insurance, the question that needs to be answered is not whether to book it or not. Rather, the issue is if traveling without international health insurance is going to be worth the stress and worry? Do you really want to be crossing borders and seas without this kind of protection? Just thin

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Esurance Auto Insurance Information

Posted in Car Insurance Topics by Christine Davis on June 23, 2011 No Comments yet

Esurance auto insurance has been an industry leader for over a decade, and they have customer service representatives standing by to help policy holders 24 hours a day, 7 days a week.  They focus on the ease of purchasing insurance through their online insurance website and have been one of the most innovative insurance companies for utilizing the internet.  However, they also have qualified insurance representatives available by phone for when direct help is needed.

The History of Esurance

Esurance auto insurance began with only 4 states back in 1999.  They focused on the internet as their medium for supplying customers with quality insurance products.  Today they are one of the top auto insurance suppliers and they offer coverage to over 90% of the population.  They cover 22 states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Washington and Wisconsin.  In the future, they are looking to expand into more locations.

Why Esurance is Different

When Esurance began, their goal was to become different from other insurance companies.  They hoped to use the internet to make it easy for consumers to purchase auto insurance without the hassles that customers of traditional insurance companies experienced.  In addition, by losing the middle man, they were able to provide lower rates than other companies.  They pride themselves on the convenience of their high quality service while still offering affordable rates and great savings to customers. Also, On

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California Officials Bust $17 Million Insurance Scam

Posted in Insurance Articles by Anthony Thompson on June 22, 2011 No Comments yet

A radiologist, a neurologist and two other people are accused in a $17 million workers’ compensation insurance over-billing scheme, according to Insurance Journal. The Orange County, California District Attorney’s Office and the California Department of Insurance released details of the case this week.

According to officials Dr. Sim Carlisle Hoffman of Newport Beach, a radiologist and owner of several medical practices, is charged with 592 felony counts of insurance fraud for one of his businesses, and 291 felony counts of insurance fraud for another. That means if he’s convicted he could face a sentence ranging from two years to more than 892 years in state prison. He’s

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Warning: Getting Insurance to Suit You

Posted in Car Insurance Topics by Christine Davis on June 13, 2011 No Comments yet

A recent report by the FSA (Financial Services Authority) has raised issues that have been widely reported in the press concerning the validity of using insurance comparison sites. Everyone knows that they allow people to see various quotes from a huge variety of providers, including mainstream and specialist providers of home insurance, motorbike insurance, van insurance and cheap car insurance. Most people view comparison sites as positive because they encourage competition and empower consumers to find insurance that is well within their budget rather than stretching it to the limits.

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African Americans Have a Harder Time Finding Cheap Car Insurance

Posted in Auto Insurance by Christine Davis on June 11, 2011 No Comments yet

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A recent study by an online auto insurance quote company found that African Americans pay more for their car insurance than other races.  The Yahoo!

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