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The volcano in Iceland which has wreaked havoc on global travel schedules has once again reared its ugly head, leaving travelers stranded this weekend. If you are planning to travel into or out of Europe in the near future, make certain you secure your investment with international travel insurance.

After its initial devastating impact on airline schedules a few weeks back, the volcano has again delayed flights on multiple occasions due to ash spewing towards the sky. The latest incident occurred over the weekend, particularly impacting flights out of Ireland. Read full article…

A poll currently on CNN.com asks travelers if they have ever purchased travel insurance. Unfortunately, at the time of this posting, 52% of respondents indicated they had not. That means many travelers are likely getting stuck paying more than they need to when travel inconveniences occur.

The concept of travel insurance is simple. By paying a small fee to a travel insurance provider, your international travel investment will be protected financially. So if your flight is cancelled, or you miss a connection, or your luggage is lost, you can seek reimbursement from your insurance company.

With delays becoming more frequent and the cost of travel constantly increasing, international travel insurance has become a very wise investment. Read full article…

Millions of people worldwide are finding out what it means to be stuck. A volcano eruption in Iceland caused plumes of thick ash to limit visibility and ground airplanes. Some travelers found themselves stuck in airports and hotels, unable to get home, or forced to cancel their vacation plans. Turns out, travel insurance may have been a wise purchase.

Jim Grace, President of the US Travel Insurance Association told KOMO that most travel insurance policies cover cancellations due to medication, terrorism or when the travel company goes bankrupt. And you can also add volcanoes to that list.

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If you bought trip insurance before the recent volcanic eruptions, your travel may be covered by the policy, depending on exclusions. But if you are hoping to get travel insurance to protect you from any volcano-related disruptions in the future, you are probably out of luck – Scott McCartney of the Wall Street Journal reports that as of April 13, there is no ash coverage anymore. It’s similar in principle as to why you can’t call your agent to buy a flood insurance policy in the middle of a hurricane. Insurance covers unexpected events, not events that are in progress.

Now if you already had trip insurance, are you covered?

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Planning to travel abroad this summer but looking to save money while doing so? Here are some easy ways to save, including buying international travel insurance.

International travel insurance offers financial protection against common travel problems like missed connections, cancelled flights, and lost luggage. If you need to postpone a flight because of a personal issue or you miss a flight because of an airline issue, you will be able to get reimbursed on your travel costs. This even applies to nonrefundable tickets! When you think of how much your airfare, hotel, and entertainment options cost on a typical international vacation, this is clearly a valuable purchase.

In terms of saving on the actual travel plans themselves, one great place to start is by looking online. Read full article…